Google Sheets template
It doesn't know rent is due Friday. This Google Sheet does, and shows what's safe to spend until payday.
$14 $7 one time
SAFE TO SPEND TODAY
$32.52
per day · $228 this week
DAYS TO PAYDAY
11
LEFT UNTIL PAYDAY
$357.75
SPENDING VS PLAN
The problem
Your bank app says
$1,982.75
Available balance. Looks fine, right?
None of this has come out yet. Your bank app ignores it.
The Paycheck Budget Planner says
$357.75
is really yours until payday.
That's
$32.52 / day
for the next 11 days. Spend it guilt-free.
What's inside
Six tabs that work together. You type a few numbers; the formulas do the rest.
Bill calendar
List your bills once and pick which paycheck pays each one. Tick the box when it's paid. Nothing sneaks up on you.
Spending vs plan
Log a purchase in five seconds. The category bar moves, and today's safe-to-spend number adjusts right away.
Safe to spend today: $32.52 $21.61
Savings goals
Set aside a slice of every paycheck and see each goal fill up: emergency fund, vacation, anything.
Any pay schedule
Weekly, biweekly, semi-monthly or monthly. Your next payday and daily number update by themselves.
How it works
Right after checkout you get a link. One click and the sheet is in your Google Drive.
How much, how often, your last payday, and your bills. About five minutes, once.
Log what you spend. The dashboard tells you what's safe to spend today.
Pricing
Most budgeting apps charge $10 to $15 every month and want your bank login. This is a spreadsheet you own, for less than one month of any of them.
Paycheck Budget Planner for Google Sheets
Secure checkout by Stripe · Card, Apple Pay, Google Pay · 30-day refund
A link to make your own copy of the Paycheck Budget Planner in Google Sheets. It's yours to keep and edit. We also email you the link so you never lose it.
No. A free Google account is all you need. It works on a computer and in the Google Sheets app on your phone.
Never. Nothing connects to your bank. You type your own numbers, and your copy is private to your Google account.
Yes. Choose weekly, biweekly, semi-monthly or monthly, and the next payday and daily amount adjust automatically.
No. You pay $7 once and the sheet is yours forever.
Email hello@zelooma.com within 30 days and you get a full refund. No questions.
One number, every morning: what's safe to spend today.
$7 one time · instant copy link · 30-day refund
